Advanced Service

What you get

• Initial phone consultation (60 minutes)

  • One-on-one call with a financial consultant to clarify objectives, risk tolerance, time horizon, liquidity needs, and target returns.

  • Review of existing accounts, tax considerations, and any constraints (regulatory, employer-related, or custodial).

  • Concrete next steps and timeline tailored to your situation.

• Financial assessment and plan

  • Comprehensive review of income, expenses, net worth, liabilities, and emergency reserves.

  • Risk profiling and allocation recommendations that align with your goals (conservative, balanced, growth, or aggressive).

  • Cash flow and withdrawal planning to ensure sustainability and tax efficiency.

  • Actionable checklist and prioritized recommendations to prepare for investing.

• Market and product education: cryptocurrency, stocks, indices, and forex

  • Cryptocurrency

    • Clear explanation of major asset types (coins vs. tokens, stablecoins, utility vs. governance tokens).

    • Risk factors specific to crypto: volatility, liquidity, smart contract risk, exchange counterparty risk.

    • Recommended allocation framework and sample strategies (core-and-satellite, dollar-cost averaging, staking vs. holding).

  • Stocks

    • Fundamentals of equity investing: company analysis, valuation basics, dividend considerations, sector diversification.

    • Portfolio construction techniques for single-stock exposure vs. diversified ETFs.

    • Guidance on tax-efficient equity investing (tax-advantaged accounts, wash-sale rules, long-term vs. short-term gains).

    Forex

    • Introduction to currency markets, major vs. minor pairs, and drivers of exchange-rate movements.

    • Leverage, margin, and risk-management fundamentals distinct to forex trading.

    • Strategies for forex exposure: carry trades, hedging international assets, and short-term directional approaches.

• Account setup and onboarding

  • Assistance selecting appropriate providers for each asset class (brokerage, crypto exchange/custodian, and forex broker) based on cost, regulatory compliance, platform features, and security.

  • Step-by-step guidance through account opening forms, identity verification (KYC), and required documentation.

  • Recommended account types and placement (taxable brokerage, IRA/retirement accounts, custodial accounts for minors, and segregated custody for crypto where appropriate).

• Initial deposit guidance and funding

  • Clear instructions on deposit methods: bank transfers (ACH/wire), debit/credit options (when available), and linking bank accounts for recurring deposits.

  • Minimum funding recommendations by strategy and asset class, with examples for conservative, balanced, and aggressive starting allocations.

  • Timing considerations (settlement periods, pre-funding for margin accounts, and handling deposits across multiple platforms).

  • Transfer assistance for existing assets (ACATS transfers, crypto wallet transfers) including estimated timelines and potential fees.

• Implementation checklist and first trades

  • Prioritized implementation roadmap: which accounts to open first, initial funding amounts, and order types to use for first trades (market vs. limit).

  • Trade execution guidance tailored to each asset class, including position sizing, stop-loss placement, and initial rebalancing schedule.

  • Documentation of initial allocations and rationale for compliance and future review.

• Ongoing support options

  • Options for follow-up consultations, periodic portfolio reviews, rebalancing alerts, and educational updates.

  • Escalation support for technical issues (account verification delays, transfer problems, exchange outages).